Experience. Home.
We’re your personal experts in real estate financing and sales.
With over two decades of experience in helping Southern California residents sell, buy, and finance homes, we’re here to support your real estate needs.
Our expertise earns you more.
Ready to sell?
Our leadership team bring years of experience to bear on the greatest challenge of our time. We’re results driven, with a proven record of previous successes.
Meet your financial needs with a Reverse Mortgage
Turn your home equity into cash payments to use with a Home Equity Conversion Mortgage (HECM/Reverse Mortgage). This program is for homeowners 62 and older allowing them to tap into their home’s value which may assist with their financial needs during their retirement.
Ready to buy?
Our expertise guides you through every step
We’re your single stop for great, wholesale rates plus real estate home purchasing expertise.
First time buyer? We’ve got you covered with answers to all of your home buying questions and the support you need.
Take advantage of your home’s equity
Need funds for home improvements or unexpected expenses? A HELOC can provide the flexible financing you need.
Say goodbye to financial stress and hello to peace of mind with a HELOC that gives you control over your money.
We are here for you
Andres San Martin
Real Estate & Mortgage Broker
CA DRE #0126182 • NMLS #228794
Call: 619-908-1788 ext. 102
Kevin Lare
Real Estate & Mortgage Broker
CA DRE #01958472 • NMLS #1860368
Call: 619-908-1788 ext. 101
Our commitment to you:
We will always be honest with you.
We treat our clients equally and with respect.
We will advocate for your needs and protect your interests throughout your transaction.
Open communication is important. We will be available to answer all of your questions and promptly return messages.
Our support continues after the closing. Once escrow closes, we will still be available to answer your questions and provide guidance and support.
We are grateful for the opportunity to support you with your real estate & home financing needs and value you as a client and (hopefully) a friend.
We're here for you!
Reviews
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"My wife and I are very thankful to have met Andres. We believe that if it wasn't for Andres, we probably still would be looking for a house. Andres is an awesome real estate agent, and he will go the extra mile to make sure his client is very pleased. Andres was a blessing to us and for future home purchases Andres will be the only agent we will work with."
Cesar in San Diego
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"Andres and Kevin are absolutely great at what they do. We had the honor of working with them to refinance a home, then to purchase our new dream home. They walked us through the entire process. All around patient, professional, punctual, honest, and the list goes on... I highly recommend them! Thank you Andres and Kevin for being so wonderful!"
Adriana in Long Beach
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"My family and I love Andres and Kevin! They are the best, we were referred by a friend of the family and they exceeded our expectations. They are very patient and understanding of our situation and explained every detail along the way."
Daniela in San Diego
Contact us.
(619) 908-1788
hello@kalnesa.com
1901 First Ave., Suite 182
San Diego, CA 92101
(office hours by appointment only)
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